The Importance of Money

Lots of self-help people like to say that money isn’t everything, or money isn’t important. I can certainly see the point they’re making, and I’ll certainly agree that money isn’t everything. However, I will argue that money is important, and while it won’t guarantee anything, it will help a lot when it comes to happiness too.

The thing to remember is that, like many things, money is a tool, and how you use it will determine a lot. While money itself won’t make you happy, here are some things it will help provide that may help on the way to being happy: personal freedom, comfortable living, independence, and the ability to go out and do fun activities. Certainly, you don’t need money for any of these things, but it will make them all a lot easier to come by, as well as give you more options.

Of course, your goals will determine a lot, and you still need to have the right mindset. Sacrificing your life to earning money won’t make you any happier than you would be without the money, and might even make you worse off. But with the right balance between earning and enjoying yourself, it can be beneficial to getting the most out of life, and I think it’s positively silly when self-help people admonish us not to worry about the money.

Definitely think about other things, and certainly think about what you would do if you didn’t need to worry about money. Certainly even go ahead and do whatever you can of those things you would do without worrying about money. I completely agree with this part of the message. But saying it’s not important at all is ignoring the society we live in. Unless you can independently provide yourself with food, shelter, and the kind of entertainment you enjoy, you will need money at some point, and thinking about how to get it isn’t a bad thing. Obsessing over it might be harmful, such as looking to amass more and more money without understanding why you want it.

I’m currently in a low money situation, but I’m happy because I have enough to meet my needs, I have my friends, and I have my hobbies.

I also know I still want to earn more money, because it will be a way for me to improve my situation and that of those around me. I’m working on that part. Here are some reasons why having more money would be helpful:

-I could live on my own.
-I could help out friends who are having difficulty meeting their needs more often.
-I could afford some luxuries that I would enjoy, most specifically a Wii and a few games. This would also let me practice Super Smash Bros. Brawl more often and give me a chance to compete in any local tournament that comes up with a chance of winning.
-I wouldn’t have to watch my money when I want to go out with friends, and could just enjoy the night without thinking about every dollar I spend.

Now, none of these are necessary for my happiness. As I said, I’m quite happy as things are now. However, being able to do those things I listed would improve the quality of my life. In particular, living on my own would allow me to have guests whenever I wished, which makes it easier to have social gatherings, something I particularly enjoy. Once I’ve figured out a good way to earn money for myself, I can also help my friends do the same as well, and help get them to the point where they can meet all their needs.

The point is, I know what the money will actually do for me. It would provide me with more independence, a few luxuries I would like, the ability to help out more often, and fewer things to worry about. So I’m not just mindlessly seeking it, and I think that’s the trick. You need to know what money can do for you, and what you need to do for yourself in other ways. Money won’t give you confidence or self-esteem, at least not beyond a certain level. It won’t provide you with true friends, though it might give you the time and freedom to pursue more friendships.

Now, obviously, having money doesn’t ensure happiness, and lack of money doesn’t insure a lack of happiness. But I’m willing to bet that meeting your needs and living comfortably and independently is a good first step for anyone.

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The Smart Kid

Growing up, I was the smart kid. When I say that, I don’t mean to say I was smarter than everyone else. Rather, I was the one who had the reputation for being smart. I was the recluse, had few friends (though they were very good friends), and got good grades. In short, I fit the stereotype.

If you looked around the class, you would find plenty of people who were as smart as me academically. They had other characteristics that garnered more attention though, so smart kid fell to me. At first, I really liked being the smart kid. After all, I was interested in how things work, and figuring that out always gave me a sense of accomplishment. With the free time I had not being out with friends all the time, it was a simple matter to put in the effort to do well on my work.

Now, this reputation of being the smart kid followed me through middle school and high school. The thing is, I struggled just like everyone else. Yes, I was good at math and most sciences, but everything else was quite a lot of effort for a very long time. And in my experience, most people have one or two subjects that they do well with, so that’s also quite normal. But, with the lack of a social life, I had lots of time to put into getting work done well.

Over time though, I developed more of a social life. This still didn’t get in the way of me getting my work done, as I was still quite a recluse, so I saw most of my friends fairly infrequently.

Towards the end of high school though, there was a change. I decided I wanted a social life, and that was going to be a priority for me. I stepped out a bit, took some chances when it came to making friends, and put them before anything else I might have to do. At first, this was easy, and I had the time for them and for work and everything went on as normal, except I was seeing friends a lot more often.

Of course, this couldn’t last. There came a point in time where I had to choose what to put first, my friends or my schoolwork. Since I’d already decided that my friends would be my first priority from that point on, I put my schoolwork on hold. Which is to say, I did the work without putting in much effort, and decided I’d be happy with B’s knowing that I wasn’t trying on the work. If I thought a teacher wasn’t grading an assignment, I didn’t do it at all. I ended up with a couple of C’s due to these strategies, but that was ok, because what I was really interested in was my social life.

Due to my focus on my social life, it picked up a lot, and I learned a lot in the short time I had left in school. Oddly enough, even with my slipping grades, I maintained, without trying, my reputation as one of the smart kids. I guess once you have a reputation, it follows you for a long time.

In fact, I chose my college based first around where I thought I could grow the most socially. Naturally, I also wanted to get a good academic education, since that’s what I was paying for, but my social goals still were first in my mind. This meant two things: I had to choose a school away from home, and I decided to choose a school with a reputation for being a party school.

There was a purpose behind that choice, and it wasn’t to party away from home so my parents wouldn’t find out. Rather, I chose to be away from home because it would force me to make new friends on my own, something I hadn’t had to do since middle school. I chose to go to a “party school” because, while I wasn’t looking to go to parties all the time, I figured it would still have a lively community, something that would be helpful in making friends.

It turns out that this was right, and I made a lot of friends very quickly once I arrived. So, I achieved my primary goal of making a lot of friends, and I still graduated and earned my degree while doing so. Perhaps this isn’t the standard reasoning people use while choosing a school, but it worked for me, and I got what I needed out of my education on both social and academic fronts.

So what’s my point in saying all of this? Well, first, and least noticeable in this piece, is that your reputation follows you through the school system up through high school. Once it’s established, there isn’t much you can do about it unless you’re vocal enough to change it. I didn’t care one way or the other, so I didn’t bother.

My next point is that those who everyone perceives as smart or talented usually work for it, even if it doesn’t seem like it. Just because it doesn’t look like they put in any effort, doesn’t mean they don’t. In my case, once I didn’t have time to waste on all the work I got, I triaged ruthlessly to cut out all the stuff I didn’t need to do. So, it looked like I was putting in little effort to get good grades, but I was gaming the system in a way, putting in effort where needed and not trying where not needed. Before that happened, I just put a lot of effort into everything. And gaming the grading system takes some effort too, but there’s a great payoff in the return you get.

Finally, it would have been entirely possible for me to maintain my grades while building my social skills. The problem was, it would have taken a lot longer to do so, and I would have missed a lot of chances to make new friends or develop friendships I already had. So I made the choice to sacrifice work a bit for the sake of friends, but I certainly didn’t have to. It was simply the way I wanted to go about meeting my goals.

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